Robinhood's Bounce Back 


Robinhood (HOOD), is reporting earnings tomorrow on 7/28/26. Great short term play with extra long upside.

 

 --There is substantial upside in acquiring Robinhood at under 94$/share--

If earnings demonstrate that equity/options trading, deposits, prediction markets, margin, Gold and other businesses can offset weaker crypto activity, I think HOOD has a reasonable path back toward $110–$125, with $130+ possible if momentum and guidance are particularly strong.

 

God Bless

#elitemindset

Microsoft Stock: Why a 20% Short-Term Upside to $475 Could Be Within Reach

Microsoft (MSFT) has entered a pivotal phase for investors. After heavy AI infrastructure spending and ongoing debate about near-term returns, the stock is approaching a level where strong fundamentals could reassert themselves as the dominant driver.

My short-short prediction is that Microsoft can reach $476 per share, representing roughly 20% upside from it's current price @$396. This view is driven by earnings strength, Azure expansion, AI monetization, and Microsoft’s unmatched enterprise footprint.

A move to $475 is achievable if Microsoft’s growth trajectory continues to outperform expectations.

The core driver is simple: Microsoft is still delivering exceptional growth at massive scale.

In fiscal 2025, Microsoft generated:

● $281.7 billion in revenue, up 15% YoY

● $128.5 billion in operating income, up 17%

● $101.8 billion in net income, up 16%

● $13.64 EPS, up 16%

These results confirm Microsoft is not just an AI story—it remains one of the most profitable companies in the world.

Azure Remains the Growth Engine

Azure is the key catalyst behind the upside case.

● Azure exceeded $75 billion in annual revenue, growing ~34%

● Microsoft Cloud reached $46.7 billion in a single quarter, up 27% YoY

Cloud demand is accelerating as AI is more widely adopted which Azure and Microsofts infrastructure are ready accommodate.

AI Monetization Across the Ecosystem

Microsoft’s biggest advantage is distribution.

AI products can be layered directly into:

● Microsoft 365 (Copilot)

● Azure cloud services

● GitHub (AI coding tools)

● Dynamics 365 business applications

This creates a powerful monetization loop across an already massive customer base. Microsoft does not need new users—it needs deeper monetization of existing ones.

Financial Strength Supports Higher Valuation

Despite heavy AI spending, Microsoft remains highly profitable:

● $128.5B operating income (FY25)

● $168.9B Microsoft Cloud revenue

● Continued share buybacks and dividends

Despite some volatility recently the underlying business has consistently grown. Periods of skepticism have often created strong rebound opportunities.

Market Share Advantage

Microsoft’s strength comes from dominance across multiple layers and platforms including Cloud, AI, Dev tools and it's dynamic software

● Cloud: Azure is a top-two global provider

● Productivity: Microsoft 365 is deeply embedded in enterprise workflows

● Developer tools: GitHub and Copilot expand AI reach

● Business software: Dynamics and Power Platform drive automation

This diversified footprint reduces reliance on any single product cycle while maintaining steady growth and profit.

Recent results support this path, with quarterly revenue of $81.3 billion (+17%) and operating income up 21% YoY.

Final Outlook

Microsoft remains one of the most powerful companies in global markets, combining:

● $280B+ annual revenue scale

● $100B+ net income power

● Leading cloud infrastructure position

● Deep enterprise integration

● Expanding AI ecosystem

 

God Bless,

#elitemindset

7/26/26

 

 

How the inception of whoneedscrypto.com came to fruition...well, Cryptos predicted bubble of course.


Bitcoin (BTC) has plummeted over 42%. XRP has been severely impacted, AAVE teeters on the brink of bankruptcy, while countless other cryptocurrencies struggle, even as more meme-based coins continue to be traded.

You likely recall the days when Bitcoin soared above $110,000 per share, maintaining a steady, albeit slowing, momentum. Despite this, the Crypto Gurus perpetuated hype that inflated prices to unsustainable levels, leaving many of you facing potential losses of thousands (or more) due to the fear of missing out on the next big opportunity.

In our previous investment guidelines, we emphasized that you should only venture into cryptocurrency if you thrive on high-risk, speculative strategies or if you have profits from other investments to gamble with.

Don’t misunderstand me; sometimes, gambles can yield substantial rewards. However, they can also lead to total losses. If you bought BTC at $110k, you might find yourself down 50% and questioning how you ended up in this predicament...

While I can’t rescue you from a poor investment, I can guide you toward making sound choices with minimal risk and significant upside, following our "Golden Rules" for investing—the very foundation of our blog and website.

Jumping on the bandwagon and investing based on hype is typically a poor strategy, especially considering that the cryptocurrency landscape offers little in terms of value for mass adoption, and its future remains uncertain at best. It’s challenging to envision a scenario where cryptocurrencies replace established payment giants like Visa (V) and AMEX (AMX) in the near future, if ever. On the other hand, give me PayPal under $45 per share (its current price), and I’m confident I won’t lose money in a year. Historically, this stock has hovered around $100, and at times, even reached nearly three times that value. That translates to a potential upside of 5-6 times your investment, with limited risk, based on PayPal's track record, market capitalization, global adoption, and other factors.

Moreover, with Elon Musk as its owner—the richest man alive—we know that everything he touches tends to generate profit. I would wager that PayPal isn’t going anywhere anytime soon, unless it’s launched on the next SpaceX mission...

Why risk your money on fleeting gambles when you can invest in proven winners that provide peace of mind, financial growth, and help you build a robust investment portfolio?

Stay tuned for our upcoming Stock Lock Picks...

 

 

 

Create Your Own Website With Webador